§ 8-145. Definitions.

For the purpose of this subdivision, the following definitions shall apply unless the context clearly indicates and requires a different meaning.

Annual registration means registration every 12 months from the date of the first action that required registration, as determined by the POD and every subsequent 12-month period. The date of the initial registration may be different than the date of the first action that required registration.

Days means calendar days.

Default means a claim by a mortgagee, or other lien holder, that the mortgagor has not complied with the terms of the mortgage on the property or other evidence of the debt referred to in the mortgage.

Foreclosure means the legal process by which a mortgagee, or other lien holder, terminates or attempts to terminate a property owner's equitable right of redemption to obtain legal and equitable title to the real property subject to the lien held by that mortgage or other lien holder. This definition shall include, but is not limited to, public notice of default, deed-in-lieu of foreclosure, sale to the mortgagee or lien holder prior to certificate of title, certificate of title and all other processes, activities and actions, by whatever name, associated with the described process. The process is not concluded until title to the property is transferred to a third party either before or after certificate of title or until the legal process is dismissed.

Local means within the boundaries of the City of St. Petersburg, Florida.

Local agent means the agent designated by the mortgagee upon registration as required under this subdivision.

Mortgagee means the creditor in a mortgage agreement including but not limited to trustees; service companies; lenders; any agent, servant, or employee of the creditor; any successor in interest; or any assignee of the creditor's rights, interests or obligations under the mortgage agreement. For purposes of this subdivision only, the term mortgagee does not apply to governmental entities, second mortgage holders (unless the first mortgage has been satisfied), or other persons or entities with an inferior lien position to a first mortgage.

Owner means every person, entity, or service company, who alone or severally with others:

(1)

Has legal or equitable title to any real property dwelling, dwelling unit, mobile dwelling unit, building, structure, or parcel of land, vacant or otherwise, including, but not limited to, a mobile home park; or

(2)

Has care, charge or control of any property described in subsection (1) above, in any capacity including but not limited to agent, executor, executrix, administrator, administratix, trustee or guardian of the estate of the holder of legal title; or

(3)

Is a mortgagee in possession of any such property, described in subsection (1) above or is a mortgagee with actual control of access to such property by any means including, but not limited to, changing locks or putting on a lock box; or

(4)

Is an agent, trustee or other person appointed by the courts and vested with possession or control of any property described in subsection (1) above.

Property(ies) in foreclosure means any property in the City that is the subject of a foreclosure action or proceeding by a mortgage or lien holder or is the subject of a foreclosure sale where a certificate of title was obtained by the mortgagee involved in the foreclosure, and/or has been transferred to the mortgagee under a deed in lieu of foreclosure or otherwise.

Property means any real property, or portion thereof, located in the City, including buildings or structures situated on the property. For purposes of this subdivision only, property does not include property owned or subject to the control of the City or any of other governmental bodies, and does not include individual units in condominium ownership in accordance with F.S. Ch. 718, or other individual units in common-interest communities where all exterior elements and common areas are jointly owned and maintenance is the joint responsibility of a community association.

(Ord. No. 48-H, § 2, 11-1-2012; Ord. No. 135-H, § 1, 10-2-2014)